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Expansion of consumer demand to drive economic growth

After 1989, increased to 5,000 yuan. And 1992 exceeded 1 trillion yuan, 10 September 1998 the People's Bank of China's financial statistics report. As the end of September 1998, savings deposits of urban and rural residents has reached 5.091 trillion yuan, breaking the 5 trillion yuan mark. This figure accounts for deposits of all types of bank deposits 57% of the economic policy. The bank is greater than loans. 1998, 3,000 billion yuan deposits than loans. From 1999 to 10,000 billion. Therefore, while bank deposits is growing, the other urban and rural residents has a serious shortage of consumer demand, this contradiction is not resolved will be the further growth of China's economic disadvantage. 3,[link widoczny dla zalogowanych], the social security system is not fully developed urban and rural residents a direct impact on the current consumer demand. With the continuous deepening of reform. Urban and rural residents in the state pension insurance, medical insurance. Re-employment project. Education system and other aspects of a series of reforms, but for various reasons, supporting policies and measures in the reform and the law is not yet ripe, still relatively unfamiliar with the specific operation, resulting in residents in the psychological life of their own and future generations, education,[link widoczny dla zalogowanych], employment, health care, pension and other benefits are the lack of strong support. Second half of 1996 from the People's Bank of China, the purpose of the general population survey to see savings. Saving the first several purposes: first, accumulation of education expenses for their children; Second, buy a house; third, medical and pension insurance. Because of the number of residents over the hearts of the social security system is not practical therefore formed the current majority of consumers in society \Third, the current demand to expand the number of sliding fee policy recommendations 1,[link widoczny dla zalogowanych], further adjust and improve the income distribution policy. Currently,[link widoczny dla zalogowanych], the most important thing is to gradually increase the income levels, especially among low-income persons. For laid-off, retired, below the minimum standard of living of persons to have a wide range of increase. Science, education and other civil servants and staff of public institutions should be more substantial income increase, while high-income sectors of society should raise the threshold and into the personal income tax rates. Levy property tax,[link widoczny dla zalogowanych], estate duty, to promote real name deposit system, to alleviate the income gap is too big contradiction. 2, increase their income, developing the rural market. Expansion of rural demand. According to the National Bureau of Statistics Bulletin, 1998, urban residents per capita disposable income 5425 yuan, per capita income of rural residents 2,160 yuan. 3260 yuan difference between the two. Therefore, we must take practical policies to increase farmers income, increased income of farmers will start the nation's largest consumer market in order to promote sustained national economic growth. Given the different levels of rural consumption. Developing the rural market should find out the type of consumption of farmers. Manufacturers should develop and sell farmers need to adapt to different levels of consumption but marketable products affordable. Behavior of farmers that pit. Various levies imposed on farmers. Arbitrary charges must resolutely combat and banned. The ultimate way to narrow the gap between urban and rural areas can only be a transfer of rural surplus labor force too much, so that industrial management of agriculture in order to improve agricultural productivity. Therefore, to properly accelerate the pace of urban construction, the absorption of rural surplus labor. Rural to appropriate scale. The income of farmers increased. With the town's narrow margin. 3, to further expand the field of consumer credit, and actively developing consumer credit business. Our residents have no habit of consumer credit, and financial institutions will not consumer credit system. Therefore, we must through advocacy, demonstration last popular. Continued consumer demand for new social hot spots. For example, in addition to the provision of housing, automobiles, household appliances, computers and other consumer durables loans, should expand the education, tourism and other areas of consumer credit. 4, the social security system to speed up the establishment and improvement. Relieve the worries of residents. Only the residents of their children's education, health care, pension, labor insurance and social assistance and other aspects of the social security system letter tl, increased expenditures in the future some of their burden, the burden of state and some units are clear and acceptable, so that the residents can be assured peace of mind to consume a large bear. In short, how to start to further stimulate consumer demand and promote economic growth and the need to take seriously China's current problems. As long as the whole society and the importance of the action is not difficult to resolve this contradiction, China's economy will grow rapidly in the 21st century and into the fast lane. Note: ① \ More articles related to topics：

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